Achieve your goals faster with an Easy Doc Loan. Scorecard Delivers Quick Underwriting Decisions For Loans Up To $2.5 Million. Limited Financial Information Required.
10 - 30 Year Fixed Rate Terms. 10 - 30 Year Fully Amortized. Monthly, Quarterly, Semiannual, and Annual Payment Options Available. No Pre-Payment Penalty. Customizable to your needs.
5 - 30 Year Terms. 5 - 30 Year Amortized. Monthly, Quarterly, Semiannual, and Annual Payment Options Available. Rate Options Monthly Adjustment with Index. No Pre-Payment Penalty. Customizable to your needs.
5 - 25 Year Terms. 5 - 30 Year Fully Amortized. Monthly, Quarterly, and Semiannual Payment Options Available. Rate Options Monthly Adjustment With Index. No Pre-Payment Penalty. Customizable to your needs.
Once we receive your required documentation, we begin the loan application process. This requires an analysis of your financial information. Once the application is completed, you will be sent the application to review and sign. Your loan application will then be submitted to underwriting for a preliminary approval.
During the underwriting stage, your income, assets, debt and property details will be verified.
A commercial appraisal will be done to determine the value of your property based on the improvement to the property, comparable sales in the are over the last year, and the income capacity of the property.
We work with a local title company, or your attorney, who will research the property, assist in any easement work, issue title policy, and host the closing.
After the appraisal and title work are reviewed, your loan will then receive final approval. We will then "lock-in" the interest rate for your loan. Closing documents are then drawn up and sent to the title company.
An escrow agent will fully review the loan with you at this time. After signing the documents, your loan will fund.
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Equal Housing Lender - All Loans are subject to approval.